The Federal government has implemented educational grants and assistance programs to benefit single moms designed to end the welfare mom culture and help single mothers return to the work force. To that end, welfare programs for single mothers have been greatly reduced and policies and programs have been implemented to reward single mothers for working.
If you are a working single mother, there are many options available to help defray costs. Help for single moms is still out there, it just may not be as obvious to the general public, however there are many websites where the information on educational grants and assistance for single moms can be found.
Dependent C are Flexible Spending Accounts
This government program allows employers to take advantage of a dependent care flexible spending account as a benefit. The benefit works by taking child care monies out of the paycheck prior to taking out taxes. The worker then claims the money through the Human Resources department by showing receipt of payment for qualifying childcare expenses.
This provides help for single moms, and all families, by offering a savings equal to the end of year tax rate on that portion of their income allotted to childcare expenses. However, if all the monies that were put aside in the fund are not claimed, they are not reimbursed to the employee. Therefore, one has to be careful only to allot the exact or less amount that one intends to spend on childcare for the year into these accounts to take full advantage of this program.
Tax Time
One of the biggest areas where a single mother can benefit is at tax time. At the end of the year the single mother can file as the head of household, earning a lower tax rate, and may even qualify for an earned income credit.
For the single mother to be eligible, one has to have earned income during the year, but beneath a particular level. This credit can add thousands to your tax refund and is a form of government-sponsored support for working single mothers. You can chose to have it show up directly in your paycheck the following year, instead of waiting for the end of year to file and receive the benefit.
Other Help for Single Moms
The Department of Social Services provides the most information regarding educational grants and assistance programs for single moms. They can provide assistance with qualifying and getting into programs like food stamps medical assistance, child support enforcement, and child care subsidies.
The Department of Housing and Urban Development (HUD) offers programs for low-income people in the form of voucher s, section 8s, or first-time homebuyer programs.
In addition, the Federal government offers help for single moms in the form of education grants and loans to help them obtain new skills and get into the job market. Filling out a FAFSA (Free Application for Student Aid) will help determine your eligibility for Financial Aid which will help determine how much aid you’ll receive.
By: Joel Williams
Posts Tagged ‘Educational Grants’
Educational Grant and Loan Programs For Single Mothers
April 10th, 2010Lottery NC Education At A Glance
November 7th, 2009
North Carolina has a lottery NC education system that was proudly set up by the State governor himself. It was set up to specifically help areas in education that would improve things for the State and its residents such as the building of new schools and sponsoring of educational grants and academic programs. As a stat-run lottery, anybody in North Carolina can play the game and the concept was at first disagreeable but later on found its way into the law.
The public gets to play a bunch of set games through the lottery NC education program and the money that is made from lottery ticket sales is given to educational projects. When someone does win the lottery, only 50% of the money made is given to that lucky person. There are also bills to pay for the lottery NC education system to work and after all those are paid off, a remaining 35% of all income made is given to projects to improve school standards in the State.
And how does one get a ticket? Well, in North Carolina, one can find one of 5,500 retailers that sell tickets for the various games in the lottery NC education program. This includes any of five games which are scratch-off card games, and gamers with names like Carolina Pick 3, Carolina Pick 5, Powerball, and the Sizzlin’ Millionaire Raffle. For one to spot a retailer, all he or she has to do is look for a sign that says PLAY HERE.
People with tickets will then have to wait and watch a program on TV where all the draws are made for the lottery. The draws are broadcasted live by participating TV stations who are also sponsors of the program. All one has to do is compare the numbers that are drawn to the tickets that were bought.
Winning the lottery means that someone has 90 days to collect the winnings. The start of 90 days begins at the time of the announcement of the winning numbers. For the game Powerball, players have 180 days to claim their prize because since the game is an online one, it may take time for people to get to the place where they can redeem their prize.
Players who buy tickets will also have o sign them with their names and numbers. This is important because it protects the buyer from having someone else claim the prize. This isn’t a common occurrence but its best to have this measure over nothing.
The lottery NC education games that are played are strictly for those aged 18 and above. They can also only be bought at the retail outlets. Even the Powerball tickets have to be bought at the outlets even though it is an online game.
North Carolina once was the only State in the East to have the lottery NC education system. It was also never expected to be voted and passed into the law but due to the absence of two opponents if the idea, North Carolina was able to pull it off. However, the lottery NC education system is something that seems to be working for the State after all.
By: Candy Tyler
