The Federal government has implemented educational grants and assistance programs to benefit single moms designed to end the welfare mom culture and help single mothers return to the work force. To that end, welfare programs for single mothers have been greatly reduced and policies and programs have been implemented to reward single mothers for working.
If you are a working single mother, there are many options available to help defray costs. Help for single moms is still out there, it just may not be as obvious to the general public, however there are many websites where the information on educational grants and assistance for single moms can be found.
Dependent C are Flexible Spending Accounts
This government program allows employers to take advantage of a dependent care flexible spending account as a benefit. The benefit works by taking child care monies out of the paycheck prior to taking out taxes. The worker then claims the money through the Human Resources department by showing receipt of payment for qualifying childcare expenses.
This provides help for single moms, and all families, by offering a savings equal to the end of year tax rate on that portion of their income allotted to childcare expenses. However, if all the monies that were put aside in the fund are not claimed, they are not reimbursed to the employee. Therefore, one has to be careful only to allot the exact or less amount that one intends to spend on childcare for the year into these accounts to take full advantage of this program.
Tax Time
One of the biggest areas where a single mother can benefit is at tax time. At the end of the year the single mother can file as the head of household, earning a lower tax rate, and may even qualify for an earned income credit.
For the single mother to be eligible, one has to have earned income during the year, but beneath a particular level. This credit can add thousands to your tax refund and is a form of government-sponsored support for working single mothers. You can chose to have it show up directly in your paycheck the following year, instead of waiting for the end of year to file and receive the benefit.
Other Help for Single Moms
The Department of Social Services provides the most information regarding educational grants and assistance programs for single moms. They can provide assistance with qualifying and getting into programs like food stamps medical assistance, child support enforcement, and child care subsidies.
The Department of Housing and Urban Development (HUD) offers programs for low-income people in the form of voucher s, section 8s, or first-time homebuyer programs.
In addition, the Federal government offers help for single moms in the form of education grants and loans to help them obtain new skills and get into the job market. Filling out a FAFSA (Free Application for Student Aid) will help determine your eligibility for Financial Aid which will help determine how much aid you’ll receive.
By: Joel Williams
Posts Tagged ‘Form Of Government’
Educational Grant and Loan Programs For Single Mothers
April 10th, 2010Comparing Education in China and the United States on Future Scientific Discovery
April 9th, 2010
The United States of America has proven that capitalism creates higher levels of productivity than any other form of government and today the United States gross national product is 10 times that of any other nation and it is twice the other top-five countries directly below us combined.
This should tell us the United States of America is the greatest single nation ever created in the history of mankind. And certainly we know that is true from following the 10,000 years of recorded written history available. Do you believe the school systems in the United States and the no Child left behind act are a good idea?
Many people have asked this question and it is a question that we must ask. If we are teaching kids to hit certain check-points at every grade level to ensure they can read and write by the time they finished high school then we are doing a disservice to those kids who have rapid growths in intelligence phases. If we are always teaching to the middle and no child is allowed to be left behind, then in fact we are not allowing children to advance.
Well we know the issues with education in the United States of America but what is going on in China? What sort of structure and standards does China have in their schools? We know there are more kids in the classrooms in China than in the United States per teacher and yet we know the kids behave a lot better as there is much better discipline both in the culture and in the schools. If the schools in the United States of America have turned into a babysitting facility then how can they teach?
Worse off how will we be able to determine who the geniuses are in those classrooms? In China it would be readily apparent and easy to find out who the geniuses were in each classroom right away because the kids are better mannered. Finding kids early who excel in school is important, as it is easier to allow them to advance quicker. We need to consider this when comparing education in China and the United States and determining who will have the future scientific advantage in innovation and discovery.
We know that if the schools are better in China and there is a greater population base with more people to draw from and we also know that if China leans more towards a capitalistic and free society that they will have all the advantages over the United States, which we currently enjoy. I want to think about this in the implications it means for the future.
By: Lance Winslow
